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Zakat Calculator

Enter your assets and liabilities and easily calculate your Zakat obligation below.

Assets

Assets you own on which Zakat is payable.

Cash and other cash-like assets.
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Cash can be easily understood as liquid wealth. It can be in the form of real cash bills, money available in the bank, or cryptocurrency.
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Include all cash in your ownership or the ownership of your children (if you are paying Zakat on behalf of your children's wealth.
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All cash must be included, whether in a bank account, wallet, purse, locker, or safe.
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If interest has been earned on your liquid investments as cash, then this is not included for Zakat purposes. All interest gained should be given away to charity.

Don't forget to include cash held in other currencies.
$
Price per gram:
$
108.53
Enter the dollar value only.

Gold, in whichever form (jewellery, coin, ingots, etc.) is subject to Zakat. Though the scholars differ in this area, it is safer to pay Zakat on all gold jewellery.

Gold can be valued at its resale value by a jeweller or you can multiply the number of grams of gold you own by the current market value.

Zakatable Portion of Gold Jewelry = (Weight of jewelry in grams - Weight of non-metals and stones) x (Resale price of gold)

If you measure your gold in Tolas, convert it to grams by multiplying the tola by 11.66.

There is no Zakat on metals other than gold and silver.

There is no Zakat on gemstones and diamonds.
$
Price per gram:
$
1.22
Enter the dollar value only.

Silver, in whichever form (jewellery, coin, ingots, etc.), is subject to Zakat. Though the scholars differ in this area, it is safer to pay Zakat on all silver jewellery.

Silver can be valued at its resale value by a jeweller or you can multiply the number of grams of silver you own by the current market value.

Zakatable Portion of Silver Jewelry = (Weight of jewellery in grams - Weight of non-metals and stones) x (Resale price of silver)

There is no Zakat on metals other than gold and silver.

There is no Zakat on gemstones and diamonds.
$
Zakat is payable on strong debts, i.e. money owed to you that you are confident will be returned to you.

This may include personal loans to friends or family.

This does not include outstanding wages, dowry, inheritance not yet received, or assets held in trust.
$
Enter the full market value of your stocks/ETFs only (do not include cash). The calculator will apply the 30% proxy automatically. If you are unsure or trade regularly, enter it under Short-term.
$
Enter the full market value of stocks/ETFs held short-term or for regular trading. The 30% proxy is not applied here, and the full amount is Zakatable at 2.5%.
$
Enter your RRSP value after withdrawal (withholding) tax. This calculator does not apply withholding tax automatically, so estimate the withholding tax you would pay if withdrawing today, subtract it, then enter the net amount. For Zakat, use withholding tax only (do not adjust for final income tax at filing time).
WITHDRAWAL AMOUNT <$5,000 $5,000 - $15,000>$15,000
Rate of tax withheld for Canadian residents10% withheld20% withheld 30% withheld
Rate of tax withheld for the province of Québec5% withheld 10% withheld 15% withheld
$
RESP accounts are under the control of the parent(s), so they are subject to Zakat. Enter the current value of your contributions (including growth or decline). Do not include government contributions (e.g., grants).
$
Enter the current market value of your cryptocurrencies. Include coins, tokens, and NFTs held for resale or investment. Exclude NFTs held purely as collectibles.
$
Enter the current sale value of any property purchased with the intention to resell (properties for sale). If you do not have the intention to sell, do not include it.  Your primary residence (the home you live in) is not subject to Zakat. Rental properties are not included here - only the saved rental income is Zakatable and should be entered under cash/liquid assets.  If the property is for sale but you cannot pay Zakat due to lack of cashflow, you may pay it once funds are available. Allah knows best.
$
Enter the total of your Zakatable business assets (cash, receivables, and inventory held for sale). You may include these in your personal Zakat calculation or calculate business Zakat separately. Either approach is acceptable, as long as you do not double count. For inventory, enter its estimated wholesale/bulk value (what you could sell it for in bulk today), but applying retail value is also acceptable.
$

Liabilities and Deductions

Expenses and liabilities that can be deducted from your Zakatable Assets. Liabilities include overdue bills and living expenses and debts that are due with the next year.

Enter short-term debts/liabilities that you will (or aim to) repay within 1 lunar year (12 months). Include the full amount.  For long-term debts repaid over time (e.g., mortgage, student loan), include only the principal repayment due in the next 12 lunar months. Do not include long-term debts that will not be repaid within the next 12 lunar months.  Note: Interest debt is not deductible. Upcoming living expenses (rent, bills, food, fees, etc.) are not deductible unless they are actual debt repayments.
$
Enter business liabilities only if you are including your business assets in this same Zakat calculation. If you calculate business Zakat separately, do not enter business liabilities here.  Apply the same rules as personal liabilities: include short-term business debts repayable within 12 lunar months in full, and for long-term debts include only the next 12 lunar months of principal repayment (interest is not deductible).

Note: Upcoming business expenses are not deductible unless they are actual debt repayments.
$
Calculate Zakat
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Estimated Zakat Due

$

0

Total Assets
$
0
Total Liabilities
$
0
Zakatable Assets
$
0
Nisab
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Gold (85g)
$
x,xxx
Aug 14, 2024 12:04 AM
Silver (595g)
$
xxx.x
Aug 14, 2024 12:04 AM

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FAQs

Answering Your Questions

Here you will find answers to some of the most frequently asked questions about our organization and its work. We hope that this page will help you learn more about us and how we can help you or your community.
Learn about Zakat
Can I give Zakat to my family?

When determining whether or not you can give Zakat to a specific family member, consider the following: Do you have any financial obligations towards that person and will you benefit directly or indirectly from the Zakat? If your answer to both questions is yes, it is safe to assume that you should not give them your Zakat.  

For more details about giving Zakat to your family, read our blog post here.  

What is the NZF Canada administration fee?

Our administrative cost is 5% or less. Our policy is to try and cover all our admin costs through non-Zakat donations. Read more about our Zakat Policies here.

Why do we need Zakat in Canada if there's government support?

Not everybody qualifies for government support, and those who do often find it is not sufficient to cover all of their basic needs. For example, a single adult living in Toronto or Vancouver may get $700 – $800 in support each month.

How does NZF Canada assess who is eligible for Zakat?

Those who are seeking Zakat go through a financial assessment process in order to determine if they are qualified to receive Zakat in accordance with the guidelines set by our Shari’ah Advisors. Our team of caseworkers work with each client to ensure that all information is accurate, and the needs of the client can be met through Zakat assistance. Read more about our distribution policies here.

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Still Have Questions?

If you have a question that is not answered here, please feel free to contact us for more information or read our knowledge base below.
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